If you have questions please contact us at 800-465-1492 or send an email to firstname.lastname@example.org.
Does EgisLife Collect Information?
We may collect information that you provide to us in connection with your use of the System when you (A) Complete and or make changes to your life insurance application and or data collection form (B) Send email messages, forms, or other information to us through the System; (C) Post or contribute content via the System or (D) Participate in System-related activities and events.
You will be required to provide your name, date of birth, email address, zip code and gender. You may also choose to provide additional information in connection with your EgisLife insurance application and or data collection form, including your city, state and country of residence and other personal information about yourself to help in the underwriting approval process.
If you are introduced to EgisLife via a third-party networks like Facebook, Twitter and LinkedIn, you authorize EgisLife to use the information you provide on such platforms to pre-populate relevant information fields at EgisLife. If connecting the EgisLife application and data collection form process to another network, you agree to comply with the terms and conditions and policies applicable to such network. Your use of such third-party networks remains subject to the terms and conditions and policies you have agreed to with such third-party network providers.
How does EgisLife use collected information?
EgisLife may use information that we collect about you through the System to:
- provide access to the System and to provide you with requested Services and customer support and to process and respond to your inquiries;
- personalize, customize, measure and improve our Services, content and advertising and otherwise to enhance your experience of the System;
- prevent, detect and investigate potentially prohibited or illegal activities, and enforce the Terms;
- analyze the accuracy, effectiveness, usability or popularity of the System;
- generate and review reports and data about our user base and System usage patterns;
- compile aggregate data for internal and external business purposes;
- resolve disputes and troubleshoot problems;
- contact you with information, including promotional, marketing and advertising information and recommendations that we believe may be of interest to you;
What does EgisLife do with voluntarily shared information?
Some portions of the System may allow you to submit comments, reviews, tags, ratings, pictures and other content. This content may be displayed on the System and may be viewable by other users of the System. By voluntarily posting or submitting content through the System, you agree to permit us to disclose the information and material you post.
What Information Does EgisLife Automatically Collect?
EgisLife, along with our third-party System partners, vendors and business partners may automatically collect information about you when you use the System. The information automatically collected about you may include, but is not limited to, device ID, device type, browser type and version, geo-location information, computer and connection information, statistics on page views, traffic to and from the System, ad data, IP address and standard web log information.
What are Cookies and Web Beacons?
The System may include third-party advertising, links to other websites and other content from third-party businesses. We do not allow third parties to collect your personally identifiable information or track your actions through cookies and web beacons over time and across different websites or platforms.
In addition, you may be able to adjust your browser settings or other settings so that “do not track” requests are sent to the websites and mobile applications that you use. However, EgisLife will not disable tracking technology that may be active on the System in response to any “do not track” requests that are sent to the System.
Does EgisLife Disclosure Information to Third Parties?
EgisLife may disclose your information to the following third parties:
I. Our System Providers. We may share your information with third-party contractors or System providers who provide certain Services to us or on our behalf, such as operating and supporting the System. These System providers will only have access to the information needed to perform these limited functions on our behalf.
II. Other Users. Information that you post on the System (e.g., photos, comments, ratings) will be made available to other users of the System, subject to your ability to make your information private.
III. Companies that Acquire Our Business or Assets. If EgisLife becomes involved in a proposed or actual merger, acquisition, sale of assets, securities offering, bankruptcy, reorganization, dissolution, or any other transaction or if the ownership of all or substantially all of our business otherwise changes, EgisLife may share or transfer your information to a third party or parties in connection with the applicable transaction, as is reasonably necessary to enable the recipient to make business decisions and only in the event such recipient agrees not to disclose the information in a way that violates existing law.
V. Our Insurance Partners. Only with your permission granted under a separate agreement, we may share some or all of the information you provide to us with our partner insurers. Such disclosure will only occur where a partner insurer agrees to not disclose your information according to the terms of this agreement. Where you grant your permission to disclose information to our partner insurers under a separate agreement, our partner insurers may use this information to offer your products or Services, where reasonably necessary to detect or prevent material misrepresentation or material nondisclosure, and where reasonably necessary in order for EgisLife or its partner insurers to perform their respective functions in connection with an insurance transaction involving you.
VI. Aggregate Information. EgisLife may share information relating to visitors and users of the System with affiliated or unaffiliated third parties on an aggregate basis. We note that, while this information will not identify you personally, in some instances these third parties may be able to combine this information with other data they have about you, or that they receive from third parties, in a manner that allows them to identify you personally. Any third parties receiving such information will agree to not further disclose this information, and to destroy or return this information once it is no longer needed.
VII. Legal Requirements. To the extent permitted by law, we may share your information with law enforcement, governmental agencies, or authorized third parties, in response to a verified request relating to a criminal investigation or alleged illegal activity or any other activity that may expose us, you, or any other EgisLife user to legal liability, or to protect our rights or property, or during emergencies when safety is at risk. We may also share your information in response to court orders, subpoenas, or other legal or regulatory requests, and we may provide access to your information to our legal counsel and other consultants in connection with actual or potential litigation.
VIII. DMCA Notices. We may share your information with third parties when we forward Digital Millennium Copyright Act (“DMCA”) infringement notifications and counter-notifications as described in the Terms. DMCA infringement notifications and counter-notifications (including any personal information included as part of the notifications) will be forwarded as submitted to us without any deletions.
IX. Unforeseeable or Unpreventable Disclosures. Your information may be disclosed to third parties in unforeseeable situations or situations that are not preventable even when commercially reasonably protections are employed, such as in the case that EgisLife or the System is subject to a hacking or other attack.
The System may contain links to websites that are not owned or operated by EgisLife. Please be aware that we are not responsible for the privacy practices of these websites. If you visit these websites or provide any information directly to parties other than EgisLife (even if those websites display the EgisLife brand), different policies may apply to the collection and use of your information. We encourage you to investigate and ask questions before accessing third-party websites or disclosing information to third parties.
Does EgisLife Spam?
EgisLife and our users do not tolerate spam, spyware or spoofing. To report EgisLife-related spam or spoof emails to us, please forward the email to email@example.com. You may not use our communication tools to send spam or otherwise send content that would violate this policy.
What is EgisLife’s perspective on Security?
EgisLife takes reasonable measures to protect the information you provide to EgisLife or submit through the System against loss, theft and unauthorized use, disclosure, or modification. However, we cannot guarantee or warrant the security of any information you transmit to EgisLife or submit through the System and you do so at your own risk. No internet or email transmission is ever fully secure or error-free. Emails sent to or through the System may not be secure. You should use caution whenever submitting information online and take special care in deciding what information you send to us via email.
You can make changes regarding receiving email communications from EgisLife. You can also choose not to receive email communications from us by following the “unsubscribe” instructions in any email communication you receive from us.
Can Children Use EgisLife?
The System is not intended for use by children under the age of 16. We will never knowingly collect information directly from children under the age of 16 without verifiable parental consent. If you are under the age of 16, you may not use the System and please do not provide us with information of any kind whatsoever. If we become aware that a user is under the age of 16 and has submitted information to the System without verifiable parental consent, we will remove his or her information from our files and deactivate his or her account. We encourage parents and guardians to spend time with their children online and to be familiar with the websites they visit. If you have reason to believe that we may have accidentally received personal information from a child under the age of 16, please contact us immediately at firstname.lastname@example.org.
What Jurisdictions Does EgisLife Operate Within?
Does EgisLife Retain My Information?
Effective September 24, 2017